Terms and Conditions

1. Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "Client," or "you") and AuthorityLogix, operated by Vic Carrion ("AuthorityLogix," "we," "us," or "our"), governing your access to and use of the website located at authoritylogix.com (the "Website") and any services provided by AuthorityLogix.

By accessing our Website, downloading any resources, booking a strategy call, or engaging AuthorityLogix for any service, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree to these Terms, please do not use our Website or engage our services.

We reserve the right to modify these Terms at any time. Changes are effective immediately upon posting to the Website. Your continued use of the Website or services after any modification constitutes your acceptance of the updated Terms.

2. Description of Services

AuthorityLogix provides marketing systems design and implementation services exclusively for finance and real estate professionals. Our services include, but are not limited to:

• Content Systems — documented content production infrastructure, including Content DNA development, audience research, topic calendars, SEO strategy, internal linking architecture, CTA integration guides, and production workflow documentation
• Finance Content Development — SEO-optimized articles, deal breakdowns, market analysis, loan education content, and investor education content
• Educational Hub Development — pillar page design and copy, topic cluster architecture, learning path development, resource center design, education frameworks, and hub maintenance systems
• Lead Generation Systems — audience targeting strategy, landing page copy, lead magnets, multi-step form architecture, lead qualification frameworks, email nurture sequences, and developer implementation briefs
• Authority Distribution — multi-format content distribution across 300+ platforms on a monthly subscription basis

All services are described in greater detail on the Website. Specific scope, deliverables, and pricing for project services are defined in a written project proposal agreed upon by both parties prior to commencement of work.

3. Eligibility

Our services are intended for business owners, executives, and professionals operating in the finance and real estate industries. By engaging AuthorityLogix, you represent and warrant that:

• You are at least 18 years of age
• You have the legal authority to enter into a binding agreement on behalf of yourself or your organization
• Your use of our services complies with all applicable laws and regulations in your jurisdiction
• The information you provide to us is accurate and complete

4. Project Services — Scope and Proposals

All project services (Content Systems, Finance Content Development, Educational Hub Development, and Lead Generation Systems) begin with a free 30-minute strategy call, followed by a written project proposal.

4a. Project Proposals
Each project proposal will specify: the exact scope of work, specific deliverables to be produced, the total project fee, the estimated delivery timeline, and the number of revision rounds included. No work will begin until the project proposal is accepted in writing (including via email) by the Client and full or partial payment has been received as specified in the proposal.

4b. Scope Changes
Any changes to the agreed project scope requested after work has commenced will be assessed for additional fees and timeline impact. We will provide a written change order for any out-of-scope work. Work on scope changes will not begin until the change order is accepted and any additional payment is received.

4c. Client Responsibilities
The Client agrees to provide timely responses to requests for information, approvals, and feedback. Delays caused by the Client's failure to respond within reasonable timeframes may result in project timeline extensions. AuthorityLogix is not responsible for delays caused by the Client.

5. Authority Distribution — Subscription Terms

Authority Distribution is offered as a monthly subscription service through our designated order page.

5a. Subscription Billing
Authority Distribution subscriptions are billed monthly on a recurring basis through our payment processor. By subscribing, you authorize recurring charges to your payment method for the applicable subscription tier until you cancel.

5b. Cancellation
You may cancel your Authority Distribution subscription at any time. Cancellations must be submitted before your next billing date to avoid being charged for the following month. Cancellations take effect at the end of the current billing period. We do not offer partial-month refunds.

5c. Campaign Credits
Authority Distribution campaigns are produced and distributed using campaign credits purchased by AuthorityLogix. Each subscription tier includes a defined number of campaigns per month as described on the Website. Unused campaign credits in a given month do not roll over to the following month.

5d. Content Approval
Each month, AuthorityLogix will present a campaign topic and content package for your review and approval before distribution begins. You agree to review and respond to approval requests within five business days. Delays in approval may delay that month's campaign. AuthorityLogix is not responsible for missed distribution windows caused by delayed client approvals.

6. Payment Terms

6a. Project Service Payment
Project services require payment as specified in the applicable project proposal. Payment is collected via secure Stripe payment link sent to the Client following proposal acceptance. Work begins within one business day of confirmed payment receipt. We do not begin work prior to payment confirmation.

6b. Payment Methods
We accept major credit cards and debit cards processed through Stripe for project services, and through our designated order page for Authority Distribution subscriptions. All payments are processed in US Dollars.

6c. Late Payment
For multi-phase projects with payment milestones, failure to remit payment on schedule may result in work stoppage until payment is received. AuthorityLogix reserves the right to withhold final deliverables until all outstanding payments are received in full.

6d. Taxes
Clients are responsible for all applicable taxes, duties, and fees associated with their purchase of AuthorityLogix services. AuthorityLogix will collect applicable sales tax where required by law.

7. Refund Policy

7a. Project Services
All sales of project services are final once work has commenced. We do not offer refunds on project fees once work has begun. If a project is cancelled by the Client after work has commenced, the Client is responsible for payment for all work completed to date, calculated at the applicable hourly rate of $150 per hour, not to exceed the total project fee.

If AuthorityLogix is unable to deliver the agreed project scope due to circumstances within our control, we will provide a full refund of any fees paid for undelivered work.

7b. Authority Distribution
Monthly subscription fees are non-refundable once a billing cycle has begun. If a campaign has already been produced and distribution has commenced, the campaign fee for that month is non-refundable. You may cancel future billing at any time.

8. Intellectual Property

8a. Client Ownership of Delivered Work
Upon receipt of full payment for any project service, AuthorityLogix assigns to the Client all rights, title, and interest in and to the specific deliverables produced for that Client under the applicable project proposal. This includes articles, system documentation, frameworks, copy, and strategies produced specifically for the Client.

This assignment does not include AuthorityLogix's underlying methodologies, frameworks, templates, processes, or tools that were developed by AuthorityLogix prior to or independently of the Client engagement. The Client receives a license to use these underlying elements as incorporated in their specific deliverables.

8b. Authority Distribution Content
Content produced and distributed through Authority Distribution campaigns remains the property of AuthorityLogix until final payment is confirmed for the applicable billing period, at which point a license to use the distributed content is granted to the Client. AuthorityLogix retains the right to use distributed content as examples of its work in marketing materials.

8c. Website Content
All content on the AuthorityLogix Website — including text, copy, graphics, logos, images, and documentation — is the property of AuthorityLogix and protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any Website content without express written permission.

8d. Client-Provided Materials
The Client represents and warrants that any materials, information, or content provided to AuthorityLogix for use in project services do not infringe any third-party intellectual property rights. The Client grants AuthorityLogix a non-exclusive license to use such materials solely for the purpose of performing the agreed services.

9. Confidentiality

AuthorityLogix agrees to keep confidential any proprietary business information shared by the Client in the course of a project engagement, including but not limited to business strategies, financial data, client lists, and unpublished content.

This confidentiality obligation does not apply to information that is or becomes publicly known through no breach by AuthorityLogix, is independently developed by AuthorityLogix without reference to Client information, or is required to be disclosed by law or court order.

The Client acknowledges that AuthorityLogix may reference the existence of the Client relationship in its portfolio and marketing materials unless the Client specifically requests in writing that the relationship remain confidential.

10. Client Compliance Responsibilities

The Client is solely responsible for ensuring that all content, systems, and strategies delivered by AuthorityLogix comply with applicable federal, state, and local laws and regulations governing the Client's industry and business activities.

This includes but is not limited to compliance with: the Real Estate Settlement Procedures Act (RESPA); the Truth in Lending Act (TILA); Consumer Financial Protection Bureau (CFPB) regulations and guidelines; Securities and Exchange Commission (SEC) regulations; Financial Industry Regulatory Authority (FINRA) rules; state mortgage lending licensing requirements; state financial advisory licensing requirements; the CAN-SPAM Act; and any other applicable federal, state, or local laws.

AuthorityLogix is a marketing systems company and is not responsible for ensuring that content produced for Clients meets regulatory requirements specific to the Client's licensed activities. Clients operating in regulated industries are strongly encouraged to have their legal counsel review any content or marketing materials before publication.

11. Representations and Warranties

AuthorityLogix represents and warrants that: we have the right and authority to enter into these Terms and perform the agreed services; the services will be performed in a professional and workmanlike manner; and we will not knowingly infringe any third-party intellectual property rights in producing deliverables for Clients.

EXCEPT AS EXPRESSLY SET FORTH ABOVE, AUTHORITYLOGIX MAKES NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL PRODUCE ANY SPECIFIC BUSINESS RESULTS, LEAD VOLUMES, SEARCH RANKINGS, OR REVENUE OUTCOMES.

12. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, AUTHORITYLOGIX, ITS FOUNDER, EMPLOYEES, CONTRACTORS, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING BUT NOT LIMITED TO LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS, OR LOSS OF DATA — ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICES PROVIDED, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY TO ANY CLIENT FOR ANY CLAIM ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE TOTAL FEES PAID BY THAT CLIENT TO AUTHORITYLOGIX IN THE THREE MONTHS PRECEDING THE CLAIM.

13. Indemnification

The Client agrees to indemnify, defend, and hold harmless AuthorityLogix, its founder, employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses — including reasonable attorneys' fees — arising out of or related to: the Client's use of our services; the Client's breach of these Terms; the Client's violation of any applicable law or regulation; any content or materials provided by the Client to AuthorityLogix; or the Client's publication or use of deliverables in violation of applicable laws or regulations.

14. Termination

14a. Termination by Client
The Client may terminate a project engagement at any time by providing written notice to AuthorityLogix. Upon termination, the Client is responsible for payment for all work completed to date, calculated as specified in Section 7a. Authority Distribution subscriptions may be cancelled at any time as specified in Section 5b.

14b. Termination by AuthorityLogix
AuthorityLogix reserves the right to terminate any project engagement or subscription immediately, without refund, if the Client: breaches any material provision of these Terms; fails to make required payments; engages in conduct that is unlawful, abusive, or harmful; or requests that AuthorityLogix produce content that violates applicable laws or regulations.

14c. Effect of Termination
Upon termination, the Client's right to receive further services ceases immediately. Sections covering Intellectual Property, Confidentiality, Limitation of Liability, Indemnification, and Governing Law survive termination of these Terms.

15. Dispute Resolution

In the event of any dispute arising out of or relating to these Terms or the services provided, the parties agree to first attempt to resolve the dispute through good-faith negotiation for a period of 30 days.

If the dispute cannot be resolved through negotiation, the parties agree that any claim shall be submitted to binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules, with arbitration to take place in New York, New York. The arbitrator's decision shall be final and binding.

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent irreparable harm pending the outcome of arbitration.

16. Governing Law

These Terms are governed by the laws of the State of New York, without regard to its conflict of law principles. Subject to the arbitration provisions above, any legal action or proceeding shall be brought exclusively in the state or federal courts located in New York, New York, and both parties consent to the personal jurisdiction of such courts.

17. Entire Agreement

These Terms, together with any applicable project proposal and our Privacy Policy and Disclaimer, constitute the entire agreement between the parties with respect to the subject matter hereof and supersede all prior and contemporaneous agreements, representations, and understandings, whether written or oral.

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

18. Contact

Questions about these Terms should be directed to: